James H. Wilson, Jr., Attorney & Counsellor at Law Overview

James H Wilson, Jr., Attorney & Counsellor at Law is a bankruptcy, family and elder law, and estate planning and probate lawyer located in Glen Allen, Virginia that serves clients throughout the greater Richmond metropolitan region, including Henrico, Chesterfield, and Hanover Counties.

Practice areas encompass bankruptcy matters such as Chapters 7 and 13 bankruptcies, debt modification agreements, creditors’ rights issues, foreclosures, garnishments, reorganizations, and restructuring; family law – divorce and separation, child custody and support, adoption, conservatorships and guardianships, juvenile law, paternity, and spousal support; elder law, estate planning, and probate – wills and trusts, powers of attorney and appointment, long term care, retirement planning, and social security issues.

Providing experienced legal guidance and dedicated counsel, Attorney James H. Wilson, Jr. has been helping his clients solve problems within the framework of the law for more than 25 years. His mission is to help clients discover the best solutions to their legal concerns with empathy and understanding and to represent them in realizing those solutions with diligence and competence.

Q What exactly is bankruptcy?

Bankruptcy is a federal court process designed to help consumers and businesses eliminate their debts or repay them under the protection of the bankruptcy court. Bankruptcies can generally be described as "liquidation" or "reorganization."

Under a liquidation bankruptcy (Chapter 7), you ask the bankruptcy court to wipe out (discharge) the debts you owe. Under a reorganization bankruptcy (typically Chapter 13, for consumers), you file a plan with the bankruptcy court proposing how you will repay your creditors. You must repay some debts in full; others may be repaid only partially or not at all, depending on what you can afford.

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January, 2021



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